Roth Ira Contribution Limits 2024 Married Filing Joint. You can contribute to an ira at any age. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi.
$7,000 per individual in 2024. You can’t make a roth ira contribution if your modified agi is $228,000 or more.
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